Taking the hassle out of commercial lending
ING provides a variety of Commercial Loans to professional investors and experienced owner occupiers for the refinance or purchase of commercial property.
Talk to your ING representative about our commercial fixed, variable or combination interest rates and the choice of Interest Only or Principal and Interest repayment options. Your ING representative can also inform you about the range of features and benefits our commercial loans offer including no ongoing fees or charges.
Variable rate loans under $3 million secured by commercial property.
Fixed rate loans under $3 million secured by commercial property.
Loans greater than $3,000 000 will be considered by our Commercial Property Finance team. Please contact your ING representative to discuss your proposal and for more information on our credit approval criteria and any fees and charges that apply.
Variable Rates: Below you can find the current Commercial Variable Rate Loan interest rates, which are current as at the date of publication and are subject to change without notice.
The reference rate applicable to Commercial Variable Rate Loans is the ING Commercial Cash rate, which is 3.46% as at the date of publication and is subject to change without notice.
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New Commercial Borrowings < $500k
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New Commercial Borrowings $500k to < $750k
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New Commercial Borrowings $750k to < $1 million
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New Commercial Borrowings $1 million to < $3 million
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New Commercial Borrowings $3 million+
Contact your ING representative
Indicative Fixed Rates: Below you can find the current indicative Commercial Fixed Rate Loan interest rates. These rates are indicative only, and are subject to change without notice.
Please note - the date on the printer friendly version of this page is not confirmation that the rates below are available as at the date of printing.
Commercial fixed rates change daily. To find out today's fixed interest rate on any commercial loan or to discuss a scenario, please contact your ING representative. The fixed rate that will apply will be the fixed rate applicable on the day of settlement.
Commercial 1 Year Fixed Rate
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Commercial 2 Year Fixed Rate
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Commercial 3 Year Fixed Rate
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Commercial 4 Year Fixed Rate
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Commercial 5 Year Fixed Rate
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Commercial Fixed Rate Lock-in is available at a fee of 0.3% of the Fixed Loan amount.
For further information please contact your ING representative. All applications for credit are subject to ING’s credit approval criteria. Fees and charges apply
Here you can find a range of forms - these may be necessary through the commercial loan process.
Below you can find a range of useful information, designed to help you gain a better understanding of the more complicated intricacies of the commercial loan process.
Going forward, a customer can request that a valuation be allocated to a specific Valuer firm on our panel at any time.
Where a property falls under our agreed fees for standard commercial securities, for example: Office space, Industrial or Retail properties. A list of our current accredited Valuer firms is available below. Note, if the customer does not have a preference, the valuation will be ordered via our valuation management system and outsourced to a Valuer randomly.
Where a commercial property is deemed as "non-standard" it is important to highlight that ING will source up to three quotes from the list of our current accredited Valuer firms and provide these options to the broker to enable the customer to make a choice.
There's the done thing and then there's the ING way. And the fact that we're Australia's Most Recommended Bank makes us smile a thousand smiles. It's a genuine honour and a privilege.